Ohio Truck Insurance
Starting a one-truck authority in Columbus or Cleveland? Ohio is one of the top five trucking states with massive freight volume through Columbus, Cincinnati, and Cleveland. Insurance in Ohio is competitive, and carriers benefit from the state's central location and extensive highway network.
Full Coverage LLC is licensed in Ohio. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.
Ohio Trucking Insurance Requirements
Federal Requirements
Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.
Coverage We Provide in Ohio
Ohio Trucking Rules That Affect Your Insurance
Federal rules cover trucks that cross state lines. These are Ohio's own rules, read from the state's official pages.
- Who regulates in-state trucking
- The Public Utilities Commission of Ohio (PUCO) issues the Certificate of Public Convenience and Necessity required of for-hire intrastate motor carriers. puco.ohio.gov Β· checked 2026-10-21
All for-hire motor carriers that operate point-to-point in Ohio are required to have a CPCN from the PUCO before beginning operations.
- USDOT number for in-state trucks
- Yes. Ohio requires for-hire intrastate carriers to hold a USDOT number; vehicles of 10,001 lbs GVWR/GCWR or more need one. puco.ohio.gov Β· checked 2026-10-21
All carriers that operate vehicles with a gross vehicle weight rating (GVWR) or a gross combination weight rating (GCWR) 10,001 lbs. or greater must have a US DOT number.
- Minimum liability for in-state hauling
- PUCO says a for-hire general-freight carrier needs $750,000 in liability insurance. puco.ohio.gov Β· checked 2026-10-21
- How proof of insurance is filed
- The carrier's insurer electronically files a Form E with the PUCO. puco.ohio.gov Β· checked 2026-10-21
Ohio Truck Insurance by Truck Type
Main Ohio freight corridors: I-70 (east-west across state), I-75 (Toledo to Cincinnati), I-71 (Cleveland to Cincinnati), I-80 (Cleveland to IN border).
Truck Types We Insure in Ohio
Ohio Truck Insurance FAQ
Get Truck Insurance in Ohio
We compare rates from many carriers to find the best coverage for Ohio trucking companies. Get a free quote today.