Dump Truck Insurance
Insurance for dump trucks used in construction, excavation, and aggregate hauling operations.
What It Covers
- Liability coverage for on-road and job-site operations
- Physical damage for your dump truck body and chassis
- Inland marine coverage for attached equipment like hydraulic lifts
- Completed operations liability for construction projects
- Pollution liability for hauling dirt, debris, or contaminated materials
- Hired and non-owned auto coverage
Who Needs This Coverage
Construction companies, excavation contractors, aggregate haulers, and landscaping businesses that operate dump trucks. Whether you run one truck doing local deliveries or a fleet serving construction sites, you need specialized dump truck coverage.
Avg Fleet Size
1-20 trucks
Common Cargo
Gravel, sand, dirt, asphalt, demolition debris
Typical Coverage Package
- Primary Liability ($1M)
- Physical Damage (Comprehensive + Collision)
- General Liability
- Inland Marine / Equipment
- Workers Compensation
- Umbrella / Excess Liability
Frequently Asked Questions
Reviewed by
Nazar MamaevPresident, Full Coverage LLC
TRIP, CDS, TRS Certified · Licensed in 47 States
Nazar Mamaev is a certified trucking insurance broker who has helped thousands of motor carriers find the right coverage at competitive rates.
Get a Quote for Your Dump Truck
We compare rates from 30+ A-rated carriers to find the best coverage for your dump truck operation.