Moving Truck Insurance
Moving truck insurance is liability, household goods cargo, and physical damage coverage for moving companies and household goods carriers handling interstate and local relocations.
What It Covers
- Liability coverage for moving truck operations
- Cargo / valuation coverage for household goods
- Physical damage for your moving trucks and equipment
- Bailee coverage for goods in storage
- Workers compensation for moving crews
- General liability for property damage at pickup and delivery
Who Needs This Coverage
Moving companies, household goods (HHG) carriers, interstate movers, and local relocation services. Moving operations handle customers' personal belongings, which creates significant liability for damage, loss, and theft during transport and storage.
Avg Fleet Size
1-20 trucks
Common Cargo
Household goods, furniture, personal belongings
Typical Coverage Package
- Primary Liability ($750K-$1M)
- Household Goods Cargo ($50K-$250K per shipment)
- Physical Damage (Comprehensive + Collision)
- General Liability
- Bailee / Storage Coverage
- Workers Compensation
Frequently Asked Questions
Reviewed by
Nazar MamaevPresident, Full Coverage LLC
TRIP, CDS, TRS Certified · Licensed in 47 States + DC
Nazar Mamaev is a licensed trucking insurance broker and President of Full Coverage LLC.
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