New Authority Insurance
Getting insurance with a brand-new FMCSA authority is one of the biggest challenges new carriers face. Many insurance companies will not write new authorities, and those that do charge premium rates. We specialize in placing new authority carriers with reputable insurance companies that understand the trucking industry. Our relationships with 30+ carriers mean we can find you coverage even when others cannot.
What's Covered
Who Needs New Authority Insurance?
If you have recently received your FMCSA operating authority or are in the process of applying, you need new authority insurance. The FMCSA requires proof of insurance before your authority becomes active. You cannot legally haul freight without it. Whether you are a first-time owner-operator or an experienced driver starting your own company, we can get you covered and on the road quickly.
Frequently Asked Questions
How fast can I get insurance for my new authority?
In many cases, we can bind coverage and file your federal forms within 24 to 48 hours. Some carriers offer same-day binding. The sooner you contact us, the sooner your authority goes active.
Why is new authority insurance so expensive?
Insurance companies view new authorities as higher risk because there is no operating history to evaluate. Rates typically decrease significantly after your first year of clean operation, and again after year two. We find the most competitive new authority rates available.
What do I need to apply for new authority insurance?
You will need your MC and DOT numbers, driver information (CDL, MVR, medical card), vehicle information (VIN, year, make, model), a description of your planned operations, and your EIN or Social Security number for the business.
Get a New Authority Insurance Quote
We compare rates from 30+ carriers to find the best new authority insurance coverage for your operation.