New Authority Insurance
Getting insurance with a brand-new FMCSA authority is one of the biggest challenges new carriers face. Many insurance companies will not write new authorities, and those that do charge premium rates. We specialize in placing new authority carriers with reputable insurance companies that understand the trucking industry. Our relationships with many carriers mean we can find you coverage even when others cannot.
What's Covered
Who Needs New Authority Insurance?
If you have recently received your FMCSA operating authority or are in the process of applying, you need new authority insurance. The FMCSA requires proof of insurance before your authority becomes active. You cannot legally haul freight without it. Whether you are a first-time owner-operator or an experienced driver starting your own company, we can get you covered and on the road quickly.
Frequently Asked Questions
Where These Facts Come From
Sourced 4 of 4Key federal requirements on this page, linked to the law they come from.
- 1.For-hire carriers hauling non-hazardous property interstate in vehicles of 10,001 lbs or more need at least $750,000 in public liability. 49 CFR 387.9 · checked 2026-10-01
- 2.Proof of a carrier's public liability coverage is the MCS-90 endorsement (or an MCS-82 surety bond), kept at its principal place of business. 49 CFR 387.7 · checked 2026-10-01
- 3.The FMCSA registers a motor carrier only after a bond, insurance policy, or other approved security is filed for it. 49 U.S.C. 13906(a) · checked 2026-10-01
- 4.Freight brokers must keep a $75,000 surety bond (BMC-84) or trust fund (BMC-85) in effect. 49 CFR 387.307 · checked 2026-10-01
Get a New Authority Insurance Quote
We compare rates from many carriers to find the best new authority insurance coverage for your operation.