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Logging Truck Insurance

Insurance for logging trucks hauling timber, logs, and forestry products from harvest sites to mills.

What It Covers

  • Liability coverage for on-road and off-road logging operations
  • Physical damage for your logging truck and trailer
  • Cargo insurance for timber and log loads
  • Equipment coverage for loaders and attachments
  • Pollution liability for fuel spills in forested areas
  • Workers compensation for logging crews

Who Needs This Coverage

Logging companies, timber haulers, pulpwood transporters, and forestry contractors. Logging trucks operate in remote areas on unpaved roads with heavy, awkward loads, making them one of the highest-risk trucking operations to insure.

Avg Fleet Size

1-15 trucks

Common Cargo

Sawlogs, pulpwood, timber, woodchips

Typical Coverage Package

  • Primary Liability ($1M)
  • Physical Damage (Comprehensive + Collision)
  • Motor Cargo (Timber)
  • Inland Marine / Equipment
  • Workers Compensation
  • Umbrella / Excess Liability

Frequently Asked Questions

Logging is one of the most dangerous industries in the US. Trucks operate on unpaved forest roads, carry heavy awkward loads, and rollover claims are common. Expect $12,000-$25,000+ per year.
Yes. Standard commercial auto policies often exclude off-road operation. Logging trucks spend significant time on forest roads and harvest sites, so you need a policy that covers both on-road and off-road use.
Self-loading logging trucks need inland marine or equipment floater coverage for the hydraulic loader. This is separate from your auto physical damage policy and covers the loading equipment specifically.
NM

Reviewed by

Nazar Mamaev

President, Full Coverage LLC

TRIP, CDS, TRS Certified  ·  Licensed in 47 States

Nazar Mamaev is a certified trucking insurance broker who has helped thousands of motor carriers find the right coverage at competitive rates.

Indianapolis, IN·317-427-5599·Get a Quote

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