Logging Truck Insurance
Insurance for logging trucks hauling timber, logs, and forestry products from harvest sites to mills.
What It Covers
- Liability coverage for on-road and off-road logging operations
- Physical damage for your logging truck and trailer
- Cargo insurance for timber and log loads
- Equipment coverage for loaders and attachments
- Pollution liability for fuel spills in forested areas
- Workers compensation for logging crews
Who Needs This Coverage
Logging companies, timber haulers, pulpwood transporters, and forestry contractors. Logging trucks operate in remote areas on unpaved roads with heavy, awkward loads, making them one of the highest-risk trucking operations to insure.
Avg Fleet Size
1-15 trucks
Common Cargo
Sawlogs, pulpwood, timber, woodchips
Typical Coverage Package
- Primary Liability ($1M)
- Physical Damage (Comprehensive + Collision)
- Motor Cargo (Timber)
- Inland Marine / Equipment
- Workers Compensation
- Umbrella / Excess Liability
Frequently Asked Questions
Why is logging truck insurance expensive?
Logging is one of the most dangerous industries in the US. Trucks operate on unpaved forest roads, carry heavy awkward loads, and rollover claims are common. Expect $12,000-$25,000+ per year.
Do I need off-road coverage?
Yes. Standard commercial auto policies often exclude off-road operation. Logging trucks spend significant time on forest roads and harvest sites, so you need a policy that covers both on-road and off-road use.
What about coverage for my loader?
Self-loading logging trucks need inland marine or equipment floater coverage for the hydraulic loader. This is separate from your auto physical damage policy and covers the loading equipment specifically.
Get a Quote for Your Logging Truck
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