Garbage & Refuse Truck Insurance
Insurance for garbage trucks, refuse haulers, recycling vehicles, and municipal waste operations.
What It Covers
- Liability coverage for waste collection routes
- Physical damage for your refuse trucks and containers
- Pollution liability for waste spills and leaks
- Workers compensation for collection crews
- General liability for property damage during collection
- Hired and non-owned auto coverage
Who Needs This Coverage
Waste management companies, recycling haulers, roll-off container operators, and municipal refuse contractors. Garbage trucks make frequent stops in residential and commercial areas, creating high exposure to pedestrian, property, and environmental liability.
Avg Fleet Size
1-50 trucks
Common Cargo
Municipal waste, recycling, construction debris, hazardous waste
Typical Coverage Package
- Primary Liability ($1M)
- Physical Damage (Comprehensive + Collision)
- Pollution Liability
- General Liability
- Workers Compensation
- Umbrella / Excess Liability
Frequently Asked Questions
Reviewed by
Nazar MamaevPresident, Full Coverage LLC
TRIP, CDS, TRS Certified · Licensed in 47 States
Nazar Mamaev is a certified trucking insurance broker who has helped thousands of motor carriers find the right coverage at competitive rates.
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