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Idaho Truck Insurance
Idaho is a growing freight state with agricultural and timber hauling driving the industry. Trucking insurance in Idaho must cover rural mountain routes and seasonal weather conditions.
Full Coverage LLC is licensed in Idaho. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.
Idaho Trucking Insurance Requirements
Federal Requirements
Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.
Coverage We Provide in Idaho
Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess
Idaho Trucking Rules That Affect Your Insurance
Federal rules cover trucks that cross state lines. These are Idaho's own rules, read from the state's official pages.
- Who regulates in-state trucking
- Idaho Transportation Department's Commercial Vehicle Services registers commercial-use power units over 8,000 pounds, farm-use power units over 60,000 pounds, and trailers. itd.idaho.gov Β· checked 2026-10-21
Commercial vehicle services registers commercial-use power units over 8,000 pounds, farm-use power units over 60,000 pounds, annual trailers, and permanent trailers.
- USDOT number for in-state trucks
- Idaho requires an intrastate DOT number for vehicles at 26,001 pounds GVWR or more, combination weight rating, more than 8 passengers, or placarded hazmat. isp.idaho.gov Β· checked 2026-10-21
- Minimum liability for in-state hauling
- Under Idaho's motor carrier financial responsibility rule (IDAPA 39.02.80), common and contract carriers of property in the general 'all other property' class must carry at least $750,000 per accident. itd.idaho.gov Β· checked 2026-10-21
- How proof of insurance is filed
- Idaho requires a Form E insurance certificate for vehicles registered as intrastate with a haul-for-hire operation type. itd.idaho.gov Β· checked 2026-10-21
The Form E insurance certificate is required for vehicles registered as Intrastate with an operation type of Haul-for-Hire.
Truck Types We Insure in Idaho
πSemi-Truck & Tractor-Trailerπ»Dump Truckπ€οΈFlatbed TruckπBox Truck & Straight TruckβοΈRefrigerated Truck (Reefer)π’οΈTanker TruckπTow Truck & Wreckerβ‘Hot Shot TruckπAuto Hauler & Car Carrierπ²Logging Truckπ Moving Truckβ»οΈGarbage & Refuse TruckβοΈSand & Gravel Haulerπ’Intermodal & DrayageπLivestock Haulerβ οΈHazmat Truck
Idaho Truck Insurance FAQ
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