Auto Hauler & Car Carrier Insurance
Insurance for auto haulers and car carrier operations transporting vehicles for dealerships and manufacturers.
What It Covers
- Liability coverage for vehicle transport operations
- Cargo insurance covering vehicles on your trailer
- Physical damage for your car hauler truck and trailer
- Drive-away coverage for vehicles driven under their own power
- Loading and unloading coverage for vehicle damage
- Hired auto physical damage
Who Needs This Coverage
Auto transport companies, dealership delivery services, vehicle relocation operators, and auction haulers. Car haulers are responsible for high-value cargo that is fully exposed, and claims are frequent during loading and unloading.
Avg Fleet Size
1-20 trucks
Common Cargo
New vehicles, used vehicles, dealer inventory, auction cars
Typical Coverage Package
- Primary Liability ($750K-$1M)
- Motor Cargo ($150K-$500K)
- Physical Damage (Comprehensive + Collision)
- Drive-Away Coverage
- Non-Trucking Liability
- Hired Auto Physical Damage
Frequently Asked Questions
How much cargo coverage do I need for auto hauling?
Most car haulers carry $150K-$500K in cargo coverage depending on the type of vehicles transported. Luxury and exotic car haulers may need $1M+. Shippers and brokers often set minimum requirements.
What is drive-away coverage?
Drive-away coverage protects vehicles being transported under their own power rather than on a trailer. This is common for dealership-to-dealership transfers and manufacturer deliveries.
Are loading/unloading claims covered?
Yes, with the right policy. Vehicle damage during loading and unloading is one of the most common car hauler claims. Make sure your cargo policy explicitly covers loading and unloading operations.
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