Tanker Truck Insurance
Insurance for tanker trucks hauling fuel, chemicals, liquid bulk, dry bulk, and hazmat commodities.
What It Covers
- High-limit liability coverage required for hazmat transport
- Pollution liability and environmental cleanup coverage
- Cargo insurance for liquid and dry bulk commodities
- Tank-specific physical damage coverage
- MCS-90 endorsement for hazmat operations
- Excess liability / umbrella for catastrophic claims
Who Needs This Coverage
Fuel haulers, chemical transporters, milk tankers, dry bulk carriers, and any operation moving liquids or gases by tank trailer. Tanker operations carry some of the highest insurance requirements in trucking due to hazmat and environmental liability risks.
Avg Fleet Size
1-30 trucks
Common Cargo
Fuel, chemicals, milk, water, dry bulk, propane
Typical Coverage Package
- Primary Liability ($1M-$5M)
- Pollution Liability
- Physical Damage (Comprehensive + Collision)
- Motor Cargo (Liquid/Dry Bulk)
- MCS-90 Endorsement
- Umbrella / Excess ($5M+)
Frequently Asked Questions
Why is tanker insurance so expensive?
Tanker operations carry higher liability limits ($1M-$5M depending on commodity), pollution cleanup costs, and the risk of catastrophic spills. Environmental liability alone can cost millions in a single incident.
What liability limits do I need for hazmat?
FMCSA requires $1M minimum for most hazmat, $5M for certain toxic or explosive materials. Many shippers require even higher limits. We match the right limits to your specific commodity classifications.
Does my policy cover environmental cleanup?
Standard auto liability policies typically exclude pollution. You need a separate pollution liability policy or endorsement that covers cleanup costs, third-party bodily injury, and environmental remediation.
Get a Quote for Your Tanker Truck
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