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Tanker Truck Insurance

Insurance for tanker trucks hauling fuel, chemicals, liquid bulk, dry bulk, and hazmat commodities.

What It Covers

High-limit liability coverage required for hazmat transport
Pollution liability and environmental cleanup coverage
Cargo insurance for liquid and dry bulk commodities
Tank-specific physical damage coverage
MCS-90 endorsement for hazmat operations
Excess liability / umbrella for catastrophic claims

Who Needs This Coverage

Fuel haulers, chemical transporters, milk tankers, dry bulk carriers, and any operation moving liquids or gases by tank trailer. Tanker operations carry some of the highest insurance requirements in trucking due to hazmat and environmental liability risks.

Avg Fleet Size

1-30 trucks

Common Cargo

Fuel, chemicals, milk, water, dry bulk, propane

Typical Coverage Package

Primary Liability ($1M-$5M)
Pollution Liability
Physical Damage (Comprehensive + Collision)
Motor Cargo (Liquid/Dry Bulk)
MCS-90 Endorsement
Umbrella / Excess ($5M+)

Frequently Asked Questions

Tanker operations carry higher liability limits ($1M-$5M depending on commodity), pollution cleanup costs, and the risk of catastrophic spills. Environmental liability alone can cost millions in a single incident.

FMCSA requires $1M minimum for most hazmat, $5M for certain toxic or explosive materials. Many shippers require even higher limits. We match the right limits to your specific commodity classifications.

Standard auto liability policies typically exclude pollution. You need a separate pollution liability policy or endorsement that covers cleanup costs, third-party bodily injury, and environmental remediation.

Reviewed by

Nazar Mamaev

President, Full Coverage LLC

TRIP, CDS, TRS Certified · Licensed in 47 States

Nazar Mamaev is a certified trucking insurance broker who has helped thousands of motor carriers find the right coverage at competitive rates.

Indianapolis, IN·317-427-5599·Get a Quote

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