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Indiana Truck Insurance

No DOT number yet? Start without one317-427-5599

Indiana is the crossroads of America with more interstate highway miles per square mile than any other state. As our home state, we know Indiana's trucking insurance market inside and out and work with carriers daily to find the best rates.

Full Coverage LLC is licensed in Indiana. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.

Indiana Trucking Insurance Requirements

Federal Requirements

Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.

Coverage We Provide in Indiana

Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess

Indiana Trucking Rules That Affect Your Insurance

Federal rules cover trucks that cross state lines. These are Indiana's own rules, read from the state's official pages.

Who regulates in-state trucking
Indiana Department of Revenue Motor Carrier Services handles Indiana operating authority (Form IOA-1) for new intrastate for-hire carriers; its checklist also covers UCR and USDOT numbers. in.gov Β· checked 2026-10-21
USDOT number for in-state trucks
Indiana requires a USDOT number for commercial vehicles of 10,001 pounds or more; for-hire intrastate carriers under 10,000 pounds need an Indiana ID number. in.gov Β· checked 2026-10-21
How proof of insurance is filed
Indiana's checklist for new intrastate for-hire carriers lists an insurance filing on Form E alongside Form IOA-1. in.gov Β· checked 2026-10-21

Indiana Truck Insurance FAQ

Get Truck Insurance in Indiana

We compare rates from many carriers to find the best coverage for Indiana trucking companies. Get a free quote today.