Editorial Policy

Full Coverage LLC is a licensed truck insurance agency in Indianapolis (agency NPN 19601127). This page explains how we write the articles and guides on myfullcoverage.com, where the facts come from, and how we are paid, so you can decide how much weight to give what you read here.

Who writes our content

Articles on our blog are drafted with AI tools and checked by a separate automated review before they publish. A person does not read each blog article before it goes live. The byline on every blog article says it was drafted with AI tools.

Coverage questions go to Nazar Mamaev, President of Full Coverage LLC and the agency's licensed producer (NPN 19598276). See his profile and our About page.

Where the facts come from

• Federal rules: FMCSA guidance and the Code of Federal Regulations, Title 49 (for example, the financial responsibility minimums in 49 CFR Part 387).
• Carrier records: public FMCSA data on operating authority, insurance filings and inspections. Our carrier lookup reads the same data.
• Insurance companies: their published underwriting guides and the forms and filings they make.
• Our own work: what we see when we quote and place real trucking accounts.

When we use an outside study or survey, such as ATRI research, we name it on the page.

How we show prices

Prices on this site are estimates and ranges, not quotes. Your premium depends on your trucks, drivers, safety record, cargo, routes and years in business, and it is set by underwriting for the coverage you ask for. To get your actual price, request a quote.

How we are paid

We are an insurance broker. When you buy a policy through us, we are paid a commission by the insurance company, or by the wholesale partner that placed the policy. Direct appointments with Progressive, GEICO and Berkshire Hathaway Homestate; specialty markets such as Canal Insurance, Liberty Mutual and Kinsale through wholesale partners.

No insurance company pays us to be mentioned or ranked on this site, and we do not sell ads or sponsored articles.

Updates and corrections

Rates, rules and what insurance companies will write change over time. We update pages when the facts behind them change.

If you find a mistake, email nazar@myfullcoverage.com, call 317-427-5599, or use our feedback form. We fix confirmed mistakes.

Not advice for your policy

Our articles explain how truck insurance generally works. They are not a quote, a promise of coverage, or legal advice. Your policy wording decides what is covered. Call us before you rely on a number or a rule for your own truck.