Illinois Truck Insurance
Chicago-area carrier whose authority depends on an insurance filing staying on record with FMCSA? Illinois is the freight capital of North America with Chicago serving as the nation's rail and trucking interchange hub. Insurance rates in Illinois reflect heavy urban congestion and one of the country's most active litigation environments.
Full Coverage LLC is licensed in Illinois. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.
Illinois Trucking Insurance Requirements
Federal Requirements
Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.
Coverage We Provide in Illinois
Illinois Trucking Rules That Affect Your Insurance
Federal rules cover trucks that cross state lines. These are Illinois's own rules, read from the state's official pages.
- Who regulates in-state trucking
- The Illinois Commerce Commission issues a Public Carrier Certificate to for-hire intrastate carriers of non-household-goods property. icc.illinois.gov Β· checked 2026-10-21
Any person or entity engaged in for-hire transportation of property, other than household goods, over the public roads in intrastate commerce in the State of Illinois must obtain from the Illinois Commerce Commission a Public Carrier Certificate.
- How proof of insurance is filed
- Illinois intrastate Public Carrier Certificate holders must keep valid insurance on file with the Illinois Commerce Commission. icc.illinois.gov Β· checked 2026-10-21
Illinois Truck Insurance by Truck Type
Main Illinois freight corridors: I-80 (Chicago intermodal), I-55 (Chicago to St. Louis), I-57 (Chicago to Memphis), I-90/94 (Chicago metro).
Truck Types We Insure in Illinois
Illinois Truck Insurance FAQ
Get Truck Insurance in Illinois
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