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Georgia Truck Insurance

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Georgia is a major logistics hub anchored by the Port of Savannah and Atlanta's distribution centers. Trucking companies in Georgia benefit from a strong carrier market but need coverage for high-traffic urban corridors.

Full Coverage LLC is licensed in Georgia. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.

Georgia Trucking Insurance Requirements

Federal Requirements

Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.

Coverage We Provide in Georgia

Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess

Georgia Trucking Rules That Affect Your Insurance

Federal rules cover trucks that cross state lines. These are Georgia's own rules, read from the state's official pages.

Who regulates in-state trucking
The Georgia Department of Public Safety sets the rules for intrastate motor carriers operating only inside Georgia. dps.georgia.gov Β· checked 2026-10-21
USDOT number for in-state trucks
Yes. Georgia intrastate carriers with a vehicle over 10,000 lbs GVWR, or hauling placardable hazmat, are covered by the state USDOT rule. dps.georgia.gov Β· checked 2026-10-21
How proof of insurance is filed
Insurers file intrastate proof of insurance with the Georgia Department of Public Safety electronically, by certificate, or with FMCSA under 49 CFR Part 387. rules.sos.ga.gov Β· checked 2026-10-21Filing with the FMCSA as provided in 49 CFR Part 387.

Georgia Truck Insurance FAQ

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