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Arkansas Truck Insurance
Arkansas sits at the crossroads of major interstate freight corridors including I-40 and I-30. Truckers in Arkansas benefit from competitive insurance rates due to the state's central location and lower cost of living.
Full Coverage LLC is licensed in Arkansas. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.
Arkansas Trucking Insurance Requirements
Federal Requirements
Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.
Coverage We Provide in Arkansas
Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess
Arkansas Trucking Rules That Affect Your Insurance
Federal rules cover trucks that cross state lines. These are Arkansas's own rules, read from the state's official pages.
- Who regulates in-state trucking
- The Arkansas Department of Transportation issues intrastate operating authority to for-hire carriers hauling property wholly within the state. ardot.gov Β· checked 2026-10-21
All for-hire motor carriers transporting property or passengers in intrastate commerce (wholly within) are required to apply for the authority to operate in Arkansas.
- How proof of insurance is filed
- Arkansas for-hire intrastate applicants submit proof of public liability and property damage insurance in the amounts set by the state's Rule 13.1. media.ark.org Β· checked 2026-10-21
Submit a copy of your current proof of Public Liability and Property Damage insurance in the amounts set out in Rule 13.1.
Truck Types We Insure in Arkansas
πSemi-Truck & Tractor-Trailerπ»Dump Truckπ€οΈFlatbed TruckπBox Truck & Straight TruckβοΈRefrigerated Truck (Reefer)π’οΈTanker TruckπTow Truck & Wreckerβ‘Hot Shot TruckπAuto Hauler & Car Carrierπ²Logging Truckπ Moving Truckβ»οΈGarbage & Refuse TruckβοΈSand & Gravel Haulerπ’Intermodal & DrayageπLivestock Haulerβ οΈHazmat Truck
Arkansas Truck Insurance FAQ
Get Truck Insurance in Arkansas
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