Texas Truck Insurance
Texas Semi-Truck Insurance
Texas is the largest trucking market in the country with over 280,000 registered commercial motor carriers. Semi-truck insurance in Texas is shaped by Gulf Coast port traffic, border freight with Mexico, and major interstate corridors (I-10, I-20, I-35, I-45).
Average Annual
$10,500โ$16,500
Average Monthly
$875โ$1,375
Top Texas Semi-Truck Routes
- I-35 (Laredo to Dallas)
- I-10 (El Paso to Houston)
- I-45 (Houston to Dallas)
- I-20 (Dallas to Midland)
What Makes Texas Semi-Truck Insurance Unique
Cross-border Mexico freight requires Mexican liability coverage (not standard BIPD)
Port of Houston is the largest US port by tonnage โ dedicated port hauling rates higher
Texas nuclear verdict climate (avg $27M+ per ATRI) drives rates up 15-25% vs Midwest
Heat-related breakdowns in summer add physical damage premium 5-10%
Texas Department of Insurance (TDI) allows filing BMC-91 through any admitted carrier
Top Insurance Carriers Writing Semi-Truck Policies in Texas
Full Coverage represents these carriers (and 25+ more) to match you with the best semi-truck insurance program in Texas:
Progressive Commercial
Great West Casualty
Canal Insurance
Sentry
National General
Get Your Texas Semi-Truck Quote
We compare 30+ A-rated carriers to find your best semi-truck insurance rate in Texas. Your FMCSA data pre-fills 80% of the application.