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Connecticut Truck Insurance
Connecticut is a dense Northeast corridor state with heavy port and distribution traffic. Trucking insurance in Connecticut must account for congested highways and high property values in accident-prone areas.
Full Coverage LLC is licensed in Connecticut. In business since 2020 · BBB A+ (accredited since December 2023) · Agency NPN 19601127.
Connecticut Trucking Insurance Requirements
Federal Requirements
Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.
Coverage We Provide in Connecticut
Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess
Connecticut Trucking Rules That Affect Your Insurance
Federal rules cover trucks that cross state lines. These are Connecticut's own rules, read from the state's official pages.
- Who regulates in-state trucking
- The Connecticut Department of Transportation issues intrastate household goods carrier certificates and motor contract carrier permits under state law. cga.ct.gov · checked 2026-10-21
- USDOT number for in-state trucks
- Yes. Connecticut requires a USDOT number for intrastate vehicles with a gross weight rating of 18,001 pounds or more. portal.ct.gov · checked 2026-10-21
- How proof of insurance is filed
- Connecticut intrastate household goods and motor contract carriers pay an annual fee, set by regulation, for filing proof of insurance with the state. cga.ct.gov · checked 2026-10-21
- State trucking tax
- Connecticut's Highway Use Fee is based on weight and miles driven in Connecticut, for vehicles of 26,000 pounds or more in FHWA Classes 8 to 13. portal.ct.gov · checked 2026-10-21
The Highway Use Fee is calculated based on an eligible motor vehicle’s weight and the number of miles driven in Connecticut.
Truck Types We Insure in Connecticut
🚛Semi-Truck & Tractor-Trailer🛻Dump Truck🛤️Flatbed Truck🚚Box Truck & Straight Truck❄️Refrigerated Truck (Reefer)🛢️Tanker Truck🚗Tow Truck & Wrecker⚡Hot Shot Truck🚜Auto Hauler & Car Carrier🌲Logging Truck🏠Moving Truck♻️Garbage & Refuse Truck⛏️Sand & Gravel Hauler🚢Intermodal & Drayage🐄Livestock Hauler⚠️Hazmat Truck
Connecticut Truck Insurance FAQ
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