Fleet Insurance
Fleet insurance bundles coverage for multiple vehicles under a single policy, simplifying administration and often reducing per-unit costs. Whether you run 2 trucks or 200, a fleet program consolidates your liability, physical damage, cargo, and other coverages into one package with one renewal date and one point of contact. We design fleet programs that scale with your operation and keep premiums competitive as you grow.
What's Covered
Who Needs Fleet Insurance?
Any trucking company with two or more power units should consider a fleet policy. Fleet programs offer better rates than insuring each truck individually, and they simplify your paperwork. Growing companies benefit the most, since adding a new truck to an existing fleet policy is faster and cheaper than buying a separate policy.
Frequently Asked Questions
How many trucks do I need for a fleet policy?
Most carriers define a fleet as 2 or more power units. Some offer enhanced fleet pricing starting at 5 or 10 units. We can find fleet programs for operations of any size.
Can I add or remove trucks during the policy term?
Yes. Fleet policies are designed for flexibility. When you add a truck, we endorse it onto your policy. When you sell or park a unit, we remove it and you get a pro-rated credit.
Do all my trucks need the same coverage?
No. Within a fleet policy, different units can carry different coverage levels. For example, newer trucks might carry full physical damage while older units carry liability only. We tailor coverage to each vehicle's value and use.
Get a Fleet Insurance Quote
We compare rates from 30+ carriers to find the best fleet insurance coverage for your operation.