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Fleet Truck Insurance

Fleet truck insurance bundles coverage for all your commercial vehicles under a single program, cutting administrative overhead and unlocking volume-based pricing that individual policies cannot match. For fleets of 10 or more trucks, we build custom programs that consolidate liability, physical damage, cargo, general liability, workers compensation, and umbrella coverage into one package with one renewal date, one dedicated claims team, and one broker who knows every truck in your fleet. Full Coverage works with 30+ A-rated carriers that specialize in fleet accounts — including programs designed specifically for 10-25 truck operations, mid-size fleets of 25-100 units, and large enterprise fleets with 100+ power units. We negotiate fleet-tier pricing, implement safety program credits, and structure deductible strategies that reduce your total cost of risk, not just your premium.

What's Covered

Single policy covering all power units and trailers in your fleet
Volume discounts that increase at 10, 25, 50, and 100+ unit tiers
Flexible add/remove vehicle endorsements as your fleet changes
Combined liability, physical damage, cargo, and GL options
Fleet safety program discounts (cameras, ELDs, training programs)
Dedicated fleet claims handling with direct adjuster access
Loss control consulting and driver risk management
Certificate of insurance management for all your contracts
Umbrella and excess liability up to $10M+
Workers compensation with experience mod consulting

Who Needs Fleet Truck Insurance?

Trucking companies operating 10 or more power units that want fleet-tier pricing, simplified administration, and dedicated claims support. Whether you run a regional flatbed fleet, a national dry van operation, or a specialized heavy haul company, fleet insurance programs deliver better rates, faster service, and risk management tools that individual policies cannot provide. Growing companies benefit the most — adding a new truck to your fleet policy takes a single phone call, not a new application.

Frequently Asked Questions

Get a Fleet Truck Insurance Quote

We compare rates from 30+ carriers to find the best fleet truck insurance coverage for your operation.