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Trucking insurance news, tips, and industry insights.
Simply Business Trucking Insurance Review
Simply Business is a UK-founded online insurance marketplace that has expanded into the U.S. small business insurance market, offering a platform where business owners can compare multiple insurance quotes in one place. For small trucking operations and owner-operators looking for insurance online, Simply Business may appear as a convenient option. However, their platform — like […]
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OOIDA Insurance Review for Owner-Operators
OOIDA — the Owner-Operator Independent Drivers Association — is one of the most recognized names in trucking, and their insurance program is specifically designed for independent truck drivers and small trucking businesses. If you’re an owner-operator who’s been in trucking for any length of time, you’ve almost certainly heard of OOIDA. But their insurance program […]
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Great West Casualty Trucking Insurance Review
Company is one of the most respected specialized trucking insurance carriers in the United States — a name that carries significant weight in the heavy-haul and long-haul trucking community. Unlike generalist carriers that write trucking among dozens of other lines, Great West is a specialist. Everything they do is trucking. That singular focus is both […]
Read MoreSentry Insurance Trucking Review 2026
Sentry Insurance is a mutual insurance company that has built a meaningful presence in commercial trucking insurance, particularly for small to mid-size fleets. Unlike the household names in trucking coverage, Sentry operates as a true mutual company — meaning it’s owned by its policyholders, not shareholders. This structure influences how they approach claims, pricing, and […]
Read MoreBox Truck & Delivery Driver Insurance: Amazon DSP, FedEx & Last-Mile Operators
Box truck operators and delivery contractors—including Amazon DSP owners, FedEx Ground contractors, and last-mile couriers—need commercial auto insurance. Personal auto policies explicitly exclude commercial use and will deny claims that occur during deliveries. Required coverage typically includes commercial auto liability, cargo/inland marine, workers compensation or occupational accident, and general liability. Total costs range from $2,500/year […]
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Why Trucking Insurance Rates Are Rising in 2026 (And What You Can Do About It)
Trucking insurance rates are up 15–30% for many operators in 2026, driven by nuclear verdicts, reinsurance hardening, rising repair costs, and increased fraud in cargo claims. Owner-operators can combat higher premiums by shopping multiple carriers, improving their CSA score, installing safety technology, raising deductibles strategically, and working with a specialist broker who has access to […]
Read MoreHigh CSA Score? Here’s How to Still Get Trucking Insurance
Even with a high CSA score, you can still get trucking insurance—but it will cost significantly more. Most standard carriers decline risks with CSA BASIC scores above 85–90, but specialty carriers and high-risk insurers will write policies for scores up to 100 at surcharges of 30–200%. The key is understanding what drives your score, disputing […]
Read MoreHotshot Trucking Insurance Under 26,000 lbs: The Non-CDL Guide
Non-CDL hotshot trucking insurance for vehicles under 26,000 GVWR typically costs $1,500–$3,500 annually for basic primary liability, cargo, and physical damage coverage. Exact rates depend on vehicle type, load class, state, driving record, and whether you cross state lines. Non-CDL hotshot operators often pay less than their CDL counterparts, but they face unique underwriting rules […]
Read MoreCan You Get Trucking Insurance with a Bad Driving Record?
Yes, you can get trucking insurance with a bad driving record—but expect higher premiums and a smaller pool of carriers willing to work with you. Most insurers will insure high-risk drivers if you meet their underwriting criteria, though rates typically increase 25–150% depending on violation severity and age. The key is finding the right carrier […]
Read MoreLivestock Truck Insurance: Costs, Coverage & Requirements [2026]
Livestock truck insurance costs $6,000–$15,000 per year for owner-operators hauling cattle, hogs, sheep, or horses. Unlike dry freight or flatbed operations, livestock hauling introduces a unique risk — the cargo is alive, and standard motor truck cargo policies exclude live animals entirely. Livestock transit mortality coverage is essential for any commercial livestock hauler. At Full […]
Read MoreCement Truck Insurance: Costs, Coverage & Requirements [2026]
Cement truck insurance costs $7,000–$16,000 per year for owner-operators operating concrete mixer trucks. Concrete mixers are among the heaviest vehicles on public roads — often loaded to 66,000+ lbs — creating significant property damage and bodily injury exposure that pushes premiums above typical trucking rates. A proper cement truck package includes commercial auto liability, physical […]
Read MoreOwner-Operator Lease-On vs. Own Authority Trucking Insurance
Compare lease-on vs. own authority trucking insurance — what each arrangement covers, critical gaps to watch for, cost differences, and what’s right for your operation. Expert guidance from Nazar Mamaev, CDS, TRS, TRIP, ARM.
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