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Trucking insurance news, tips, and industry insights.
What is Inland Marine Insurance for Truckers? A Trucking Insurance Guide
What is Inland Marine Insurance for Truckers? A Trucking Insurance Guide Inland marine insurance for trucking is a flexible commercial property coverage that protects equipment, tools, and specialized property while it’s in transit or temporarily away from a fixed location. Despite its name (a historical relic from maritime insurance), it has nothing to do with [ ]
Read →What is an SR-22 for Commercial Trucks? A Trucking Insurance Guide
What is an SR-22 for Commercial Trucks? A Trucking Insurance Guide An SR-22 for commercial trucks is a certificate of financial responsibility — a form filed by your insurance company directly with the state DMV confirming that you carry the legally required minimum liability coverage. It’s not a type of insurance itself; it’s a filing [ ]
Read →What is a Surety Bond for Trucking? A Trucking Insurance Guide
What is a Surety Bond for Trucking? A Trucking Insurance Guide A surety bond for trucking is a three-party financial guarantee that protects shippers and motor carriers from freight broker non-payment. The most common type is the BMC-84 freight broker bond — a $75,000 bond mandated by the FMCSA that all licensed freight brokers must [ ]
Read →What is Non-Trucking Liability Insurance? Complete Guide (2026)
What is Non-Trucking Liability Insurance? A Trucking Insurance Guide Non-trucking liability (NTL) insurance is a specialized trucking coverage that protects an owner-operator when they use their commercial tractor for personal purposes — not under dispatch and not under the motor carrier’s authority. If you cause an accident while driving your rig home, to a personal [ ]
Read →What is Bobtail Insurance? Complete Guide (2026)
What is Bobtail Insurance? A Trucking Insurance Guide Bobtail insurance is a commercial trucking liability policy that covers an owner-operator when they are driving their semi-truck without a trailer and are not under dispatch. It protects against liability claims that occur during those “between loads” miles — trips to the fuel station, the truck stop, [ ]
Read →Trucking Insurance in Honolulu, Hawaii | Full Coverage LLC
If you operate a commercial truck in Honolulu, Hawaii, securing the right insurance is both a legal requirement and a smart business decision. Trucking insurance in Honolulu is among the most expensive in the nation — owner-operators typically pay $15,000–$30,000 or more per year due to Hawaii’s remote location, limited carrier competition, and unique island [ ]
Read →Trucking Insurance in Cheyenne, Wyoming | Full Coverage LLC
If you operate a commercial truck in Cheyenne, Wyoming, securing the right insurance is both a legal requirement and a smart business decision. Owner-operators based in Cheyenne typically pay $9,000–$19,000 per year for commercial trucking insurance, with energy sector haulers and oversized load carriers paying toward the higher end of the range. Full Coverage LLC [ ]
Read →Trucking Insurance in Sioux Falls, South Dakota | Full Coverage LLC
If you operate a commercial truck in Sioux Falls, South Dakota, securing the right insurance is both a legal requirement and a smart business decision. Owner-operators in Sioux Falls typically pay $8,000–$16,000 per year for commercial trucking insurance, with rates reflecting the state’s favorable regulatory environment and relatively competitive insurance market for Midwest carriers. Full [ ]
Read →Trucking Insurance in Anchorage, Alaska | Full Coverage LLC
If you operate a commercial truck in Anchorage, Alaska, securing the right insurance is both a legal requirement and a smart business decision. Alaska truckers should expect to pay significantly more than the national average — owner-operators in Anchorage typically pay $14,000–$28,000 annually due to the unique risks and limited carrier competition in the state. [ ]
Read →What is Excess/Umbrella Insurance for Trucking? | Full Coverage LLC
Excess and umbrella insurance for trucking provides liability coverage above and beyond your primary trucking liability policy limits. When a claim or lawsuit exceeds your primary policy’s limit, the excess or umbrella policy kicks in to cover the remaining amount — up to its own limit. In the current trucking litigation environment, where verdicts of [ ]
Read →What is an FMCSA Filing? BMC-91, BMC-34 & Form E Explained | Full Coverage LLC
An FMCSA filing is a formal insurance document submitted to the Federal Motor Carrier Safety Administration (FMCSA) by your insurance company to prove that your trucking operation meets federal minimum insurance requirements. FMCSA filings are required to obtain and maintain operating authority (an MC number), and they must remain active at all times for your [ ]
Read →What is Physical Damage Coverage for Trucks? | Full Coverage LLC
Physical damage coverage for trucks is the insurance that pays to repair or replace your commercial truck or tractor after it is damaged in a collision, rolls over, is stolen, or is harmed by a covered non-collision event such as fire, vandalism, hail, or flood. It is divided into two components: collision coverage (damage from [ ]
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