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New York Truck Insurance
New York has some of the highest trucking insurance costs in the country driven by New York City congestion and litigation. Carriers need specialized coverage for metro delivery, port operations, and upstate long-haul routes.
New York Trucking Insurance Requirements
Federal Requirements
All for-hire interstate carriers operating in New York must carry a minimum of $750,000 in liability insurance. Carriers hauling hazardous materials need $1,000,000 to $5,000,000 depending on the commodity. These are federal minimums enforced by the FMCSA.
Coverage We Provide in New York
Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess
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