Virginia Truck Insurance

Virginia Trucking Rules That Affect Your Insurance

Federal rules cover trucks that cross state lines. These are Virginia's own rules, read from the state's official pages.

Who regulates in-state trucking

Virginia DMV issues for-hire intrastate operating authority to motor carriers hauling property, other than exempt operations and vehicles rated 10,000 pounds GVWR or less. dmv.virginia.gov · checked 2026-10-21Before an intrastate operating authority certificate or permit is issued, the applicant must have an insurance company provide DMV with proof of liability insurance and, if applicable, proof of cargo insurance.

USDOT number for in-state trucks

Virginia DMV says a USDOT number is required for vehicles rated 10,001 pounds or more. dmv.virginia.gov · checked 2026-10-21Vehicles that have a gross vehicle weight rating or gross combination weight rating, or gross vehicle weight or gross combination weight of 10,001 pounds or more.

Minimum liability for in-state hauling

Intrastate motor carriers with vehicles rated over 10,000 pounds must carry at least $750,000 public liability. law.lis.virginia.gov · checked 2026-10-21

How proof of insurance is filed

The insurance company must give Virginia DMV proof of liability (and cargo, if applicable) insurance before intrastate authority is issued. dmv.virginia.gov · checked 2026-10-21Before an intrastate operating authority certificate or permit is issued, the applicant must have an insurance company provide DMV with proof of liability insurance and, if applicable, proof of cargo insurance.

Virginia Truck Insurance FAQ