Wisconsin Truck Insurance

Wisconsin Trucking Rules That Affect Your Insurance

Federal rules cover trucks that cross state lines. These are Wisconsin's own rules, read from the state's official pages.

Who regulates in-state trucking

Wisconsin DMV issues intrastate for-hire property operating authority, shown as an LC number, for operations within Wisconsin only. wisconsindot.gov · checked 2026-10-21Request intrastate motor carrier operating authority for property from our office.

USDOT number for in-state trucks

Wisconsin DMV's USDOT brochure says a USDOT number is required for vehicles rated 10,001 pounds or more. wisconsindot.gov · checked 2026-10-21

Minimum liability for in-state hauling

For-hire property carriers over 10,000 pounds must have at least $750,000 on file with WisDOT; $300,000 at 10,000 pounds or less. wisconsindot.gov · checked 2026-10-21

How proof of insurance is filed

The carrier's insurer files a Form E certificate of insurance with the Wisconsin DMV as proof of insurance. wisconsindot.gov · checked 2026-10-21Motor carriers must have their insurance company file a Form E certificate of insurance with Division of Motor Vehicles (DMV) offices as proof of insurance.

Also worth knowing

Wisconsin treats insurance filed with FMCSA for interstate authority as satisfying the state's intrastate filing requirement. wisconsindot.gov · checked 2026-10-21Filing of insurance with FMCSA for interstate operating authority meets the Wisconsin intrastate filing requirement.

Wisconsin Truck Insurance FAQ