All States
AZ
Arizona Truck Insurance
Arizona is a key border state for cross-country and Mexico freight lanes. Trucking insurance in Arizona must cover long desert hauls and high summer temperatures that increase breakdown risk.
Full Coverage LLC is licensed in Arizona. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.
Arizona Trucking Insurance Requirements
Federal Requirements
Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.
Coverage We Provide in Arizona
Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess
Arizona Trucking Rules That Affect Your Insurance
Federal rules cover trucks that cross state lines. These are Arizona's own rules, read from the state's official pages.
- USDOT number for in-state trucks
- Arizona requires a USDOT number for for-hire carriers, and for business vehicles over 26,000 lbs GVWR in intrastate commerce (over 10,000 lbs in interstate). azdot.gov Β· checked 2026-10-21
- Minimum liability for in-state hauling
- Arizona requires at least $750,000 single-limit liability for commercial vehicles with declared weight over 26,000 lbs, and $300,000 for 20,001-26,000 lbs with no hazardous materials. apps.azdot.gov Β· checked 2026-10-21
Truck Types We Insure in Arizona
πSemi-Truck & Tractor-Trailerπ»Dump Truckπ€οΈFlatbed TruckπBox Truck & Straight TruckβοΈRefrigerated Truck (Reefer)π’οΈTanker TruckπTow Truck & Wreckerβ‘Hot Shot TruckπAuto Hauler & Car Carrierπ²Logging Truckπ Moving Truckβ»οΈGarbage & Refuse TruckβοΈSand & Gravel Haulerπ’Intermodal & DrayageπLivestock Haulerβ οΈHazmat Truck
Arizona Truck Insurance FAQ
Get Truck Insurance in Arizona
We compare rates from many carriers to find the best coverage for Arizona trucking companies. Get a free quote today.