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Michigan Truck Insurance

Michigan's trucking industry is anchored by automotive manufacturing and Great Lakes port operations. Insurance in Michigan must account for severe winter weather and the state's unique no-fault auto insurance system.

Michigan Trucking Insurance Requirements

Federal Requirements

All for-hire interstate carriers operating in Michigan must carry a minimum of $750,000 in liability insurance. Carriers hauling hazardous materials need $1,000,000 to $5,000,000 depending on the commodity. These are federal minimums enforced by the FMCSA.

Coverage We Provide in Michigan

Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess

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