Michigan Truck Insurance
Hauling for Michigan's auto plants or Great Lakes ports, and not sure how the state's no-fault system applies to your truck? Michigan's trucking industry is anchored by automotive manufacturing and Great Lakes port operations. Insurance in Michigan must account for severe winter weather and the state's unique no-fault auto insurance system.
Full Coverage LLC is licensed in Michigan. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.
Michigan Trucking Insurance Requirements
Federal Requirements
Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.
Coverage We Provide in Michigan
Michigan Trucking Rules That Affect Your Insurance
Federal rules cover trucks that cross state lines. These are Michigan's own rules, read from the state's official pages.
- Who regulates in-state trucking
- Michigan State Police Commercial Vehicle Enforcement Division issues intrastate operating authority (CVED Authority) to for-hire motor carriers. michigan.gov Β· checked 2026-10-21
- USDOT number for in-state trucks
- Intrastate-only carriers applying for Michigan authority need a USDOT number for vehicles over 26,001 pounds GVWR. michigan.gov Β· checked 2026-10-21
- How proof of insurance is filed
- Intrastate-only applicants submit a certificate of liability and a Form E from their insurer to get Michigan CVED Authority. michigan.gov Β· checked 2026-10-21
- Also worth knowing
- Michigan law requires no-fault auto insurance on every vehicle, including personal injury protection (PIP), property protection and residual liability. michigan.gov Β· checked 2026-10-21
To drive legally in Michigan, state law requires the purchase of auto no-fault insurance.
Truck Types We Insure in Michigan
Michigan Truck Insurance FAQ
Get Truck Insurance in Michigan
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