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Mississippi Truck Insurance
Mississippi's trucking industry serves agriculture, manufacturing, and Gulf Coast port operations. Insurance rates in Mississippi are generally moderate, but carriers need coverage for hurricane season and river flooding.
Full Coverage LLC is licensed in Mississippi. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.
Mississippi Trucking Insurance Requirements
Federal Requirements
Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.
Coverage We Provide in Mississippi
Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess
Mississippi Trucking Rules That Affect Your Insurance
Federal rules cover trucks that cross state lines. These are Mississippi's own rules, read from the state's official pages.
- Who regulates in-state trucking
- The Mississippi Department of Transportation (MDOT) takes applications for intrastate general freight operating authority. mdot.ms.gov Β· checked 2026-10-21
- Minimum liability for in-state hauling
- Mississippi's intrastate general freight application requires $750,000 liability for non-hazardous cargo. mdot.ms.gov Β· checked 2026-10-21
- Also worth knowing
- The same application also requires cargo insurance: $5,000 for loads of three tons and under, $10,000 above three tons. mdot.ms.gov Β· checked 2026-10-21
Truck Types We Insure in Mississippi
πSemi-Truck & Tractor-Trailerπ»Dump Truckπ€οΈFlatbed TruckπBox Truck & Straight TruckβοΈRefrigerated Truck (Reefer)π’οΈTanker TruckπTow Truck & Wreckerβ‘Hot Shot TruckπAuto Hauler & Car Carrierπ²Logging Truckπ Moving Truckβ»οΈGarbage & Refuse TruckβοΈSand & Gravel Haulerπ’Intermodal & DrayageπLivestock Haulerβ οΈHazmat Truck
Mississippi Truck Insurance FAQ
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