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Montana Truck Insurance

No DOT number yet? Start without one317-427-5599

Montana runs mean long hours between towns, with deer, elk and winter storms sharing the road. Montana's vast distances and mountain terrain create unique insurance needs for trucking operations. Carriers in Montana need coverage that accounts for wildlife collisions, extreme weather, and remote highway operations.

Full Coverage LLC is licensed in Montana. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.

Montana Trucking Insurance Requirements

Federal Requirements

Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.

Coverage We Provide in Montana

Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess

Montana Trucking Rules That Affect Your Insurance

Federal rules cover trucks that cross state lines. These are Montana's own rules, read from the state's official pages.

USDOT number for in-state trucks
FMCSA lists Montana among the states that require a USDOT number for trucks that run only inside the state. fmcsa.dot.gov Β· checked 2026-10-21

Montana Truck Insurance FAQ

Get Truck Insurance in Montana

We compare rates from many carriers to find the best coverage for Montana trucking companies. Get a free quote today.