New Jersey Truck Insurance
Looking for replacement trucking insurance for a New Jersey drayage or Turnpike operation after a cancellation or non-renewal? New Jersey is one of the most expensive states for trucking insurance due to heavy congestion and high litigation. Carriers operating in New Jersey need broad coverage for port drayage, urban delivery, and the Turnpike corridor.
Full Coverage LLC is licensed in New Jersey. In business since 2020 · BBB A+ (accredited since December 2023) · Agency NPN 19601127.
New Jersey Trucking Insurance Requirements
Federal Requirements
Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.
Coverage We Provide in New Jersey
New Jersey Trucking Rules That Affect Your Insurance
Federal rules cover trucks that cross state lines. These are New Jersey's own rules, read from the state's official pages.
- USDOT number for in-state trucks
- FMCSA lists New Jersey among the states that require a USDOT number for trucks that run only inside the state. fmcsa.dot.gov · checked 2026-10-21
- Also worth knowing
- New Jersey requires a certificate showing $1.5 million automobile liability before an apportioned (IRP) truck goes on the road. nj.gov · checked 2026-10-21
Please note that moving forward, a Certificate of Insurance is required when putting any apportioned vehicle on the road. The certificate must show the $1.5 million coverage under Automobile Liability Insurance.
Truck Types We Insure in New Jersey
New Jersey Truck Insurance FAQ
Get Truck Insurance in New Jersey
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