New Jersey Truck Insurance
New Jersey is one of the most expensive states for trucking insurance due to heavy congestion and high litigation. Carriers operating in New Jersey need robust coverage for port drayage, urban delivery, and the Turnpike corridor.
Full Coverage LLC is licensed in New Jersey. In business since 2020 · BBB A+ (accredited since December 2023) · Agency NPN 19601127.
New Jersey Trucking Insurance Requirements
Federal Requirements
All for-hire interstate carriers operating in New Jersey must carry a minimum of $750,000 in liability insurance. Carriers hauling hazardous materials need $1,000,000 to $5,000,000 depending on the commodity. These are federal minimums enforced by the FMCSA.
Coverage We Provide in New Jersey
Why Work With a Truck Insurance Broker in New Jersey?
Insurance carriers set different rates for New Jersey based on their own loss experience in the state. One carrier might be much cheaper than another for the exact same coverage on the exact same truck. The only way to find the best rate is to compare multiple carriers — and that is exactly what we do.
Full Coverage works with 30+ A-rated insurance carriers. We submit your information to every market that writes trucking in New Jersey, then present you with the best options side by side. You pick the coverage and price that works for your operation.
Whether you are an owner-operator running a single truck out of New Jersey, a fleet with 50+ units, or a brand new authority looking for your first policy, we find carriers that want your business and will give you a competitive rate.
New Jersey Truck Insurance FAQ
Get Truck Insurance in New Jersey
We compare rates from 30+ carriers to find the best coverage for New Jersey trucking companies. Get a free quote today.