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Oklahoma Truck Insurance
Oklahoma's trucking industry serves energy, agriculture, and cross-country freight on I-40 and I-44. Insurance for Oklahoma carriers covers tornado and severe weather exposure along with standard commercial trucking requirements.
Full Coverage LLC is licensed in Oklahoma. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.
Oklahoma Trucking Insurance Requirements
Federal Requirements
Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.
Coverage We Provide in Oklahoma
Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess
Oklahoma Trucking Rules That Affect Your Insurance
Federal rules cover trucks that cross state lines. These are Oklahoma's own rules, read from the state's official pages.
- Who regulates in-state trucking
- The Oklahoma Corporation Commission licenses for-hire carriers hauling property within Oklahoma through an Intrastate For-Hire Motor Carrier License. oklahoma.gov Β· checked 2026-10-21
Carriers transporting passengers or property for hire within the State of Oklahoma are required to obtain an Intrastate For-Hire Motor Carrier License.
- USDOT number for in-state trucks
- FMCSA lists Oklahoma among the states that require a USDOT number for trucks that run only inside the state. fmcsa.dot.gov Β· checked 2026-10-21
- Minimum liability for in-state hauling
- Oklahoma's license application lists $750,000 liability for unrestricted for-hire property carriers, and $350,000 for restricted commodities such as sand, rock or gravel. public.occ.ok.gov Β· checked 2026-10-21
- How proof of insurance is filed
- Oklahoma motor carriers must file a Form E or G insurance certificate with the Commission; cancelling it requires 30 days' written notice to the Commission on Form K or L. oklahoma.gov Β· checked 2026-10-21
- Also worth knowing
- Lapsed insurance automatically suspends an Oklahoma carrier's license until proper insurance is filed with the Commission. oklahoma.gov Β· checked 2026-10-21
Failure for any cause to maintain any required insurance in force shall automatically and without notice suspend the license or authority of a motor carrier until proper insurance is filed.
Truck Types We Insure in Oklahoma
πSemi-Truck & Tractor-Trailerπ»Dump Truckπ€οΈFlatbed TruckπBox Truck & Straight TruckβοΈRefrigerated Truck (Reefer)π’οΈTanker TruckπTow Truck & Wreckerβ‘Hot Shot TruckπAuto Hauler & Car Carrierπ²Logging Truckπ Moving Truckβ»οΈGarbage & Refuse TruckβοΈSand & Gravel Haulerπ’Intermodal & DrayageπLivestock Haulerβ οΈHazmat Truck
Oklahoma Truck Insurance FAQ
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