Owner Operator Insurance

Owner Operator insurance

We understand that as a truck owner operator, with your own authority, you need reliable and affordable owner operator insurance as a motor carrier. At Full Coverage LLC, we specialize in providing comprehensive insurance solutions for a motor carrier just like you, so you and your company can focus on what you do best and let us help you find the best owner operator truck insurance.

Our owner operators insurance markets offer a range of benefits and services that can protect you and your business from unexpected events, such as accidents, theft, and damage to your vehicle, truck or cargo. With us shopping for the policy, you can have peace of mind knowing that your own authority is protected and your livelihood is secure.

What is Owner Operators Insurance?

Owner operator insurance is a specialized insurance designed specifically for independent truck drivers with their own authority and who operates their own truck. This type of insurance covers a range of risks that are unique to the trucking industry, with coverages such as liability for cargo damage, bodily injury, and the cost of property damage caused by your vehicle while it is on the road.

Why Do You Need Owner Operators Insurance?

As an owner operator, you are responsible for the safety of your truck, your cargo, and other motorists on the road. Accidents can happen, and when they do, the costs can be staggering. Without insurance, you could be liable for damages, medical bills, and other expenses that could threaten your business and your financial future.

What Does Owner Operators Insurance Cover?

Our Owner operator insurance and markets provide coverage for a range of risks including:

  • Liability coverage: Protects you in the event that you are held responsible for damage to another person’s property or for causing injury to another person while driving your truck.
  • Physical damage coverage: Protects your truck and trailer from damage caused by accidents, theft, vandalism, or other covered events. You will need this if you have a trailer interchange agreement or permanent lease, to reduce your truck insurance cost, and personal liability for physical damage to a vehicle that is rented, financed, or leased.
  • Cargo insurance: Protects the cargo you are hauling in the event of damage or loss. Insurance coverages are not just to pay for your semi truck they are also needed to cover the cost of the freight if it is lost due to a crash.
  • Medical payments coverage: Pays for medical expenses if you or your passengers are injured in an accident.
  • Uninsured/underinsured motorist coverage: Protects you in the event that you are involved in an accident with a driver who does not have insurance or who does not have enough insurance to cover the damages. Your physical damage policy will help but, there are other ways to protect your semi truck at a lower cost in case someone else not having adequate auto liability insurance.

Benefits of Owner Operator Insurance with Full Coverage LLC

At Full Coverage LLC, we understand the unique needs of owner-operators, and we offer a range of benefits to help you get the coverage you need at an affordable price. Some of the cost and benefits of our owner-operator insurance include:

  • Competitive rates: We offer affordable rates for owner-operator truck insurance, so you can get the coverage you need without breaking the bank. semi truck insurance costs vary and we find the trucking insurance with the best price regardless of your credit history, to fit your insurance needs.
  • Flexible coverage options: We look at carriers that offer a range of coverage options to suit your specific needs, so you can customize your policy to fit your trucking company. If the insurance carrier does not offer everything you need. We will combine multiple carriers to find coverages you need for General liability, non trucking liability, trailer interchange, auto liability, physical damage, and liability insurance.
  • Expert support: Our team of insurance experts is always available to answer your questions and help you find protection for your trucking company, vehicle, and drivers. Owner operators, who just opened their own authority and run a motor carrier business need commercial truck insurance, to run their semi truck and succeed as many other motor carriers. We offer the support and our expertise
  • Quick claims processing: We understand that time is money, and we work quickly to process your claims and get you back on the road as soon as possible.

Let Full Coverage LLC protect your motor carrier business and find you the best insurance coverages, with the best insurance costs.

owner operator insurance
owner operator insurance