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Maine Truck Insurance
Maine's trucking industry serves logging, fishing, and regional distribution across rural New England. Carriers in Maine need insurance that covers harsh winter driving conditions and long distances between service centers.
Full Coverage LLC is licensed in Maine. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.
Maine Trucking Insurance Requirements
Federal Requirements
Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.
Coverage We Provide in Maine
Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess
Maine Trucking Rules That Affect Your Insurance
Federal rules cover trucks that cross state lines. These are Maine's own rules, read from the state's official pages.
- Who regulates in-state trucking
- The Maine Secretary of State's Bureau of Motor Vehicles requires insurance or bond on for-hire vehicles before it will register them. maine.gov Β· checked 2026-10-21
- USDOT number for in-state trucks
- Yes for intrastate vehicles over 26,000 pounds. Intrastate vehicles of 10,000 to 26,000 pounds that are not buses or hazmat do not need one. maine.gov Β· checked 2026-10-21
Vehicles in excess of 26,000 pounds, even in intrastate commerce, must obtain or display a USDOT number from the FMCSA.
- Minimum liability for in-state hauling
- Maine law sets a combined single limit of $750,000 for intrastate commercial motor vehicles. legislature.maine.gov Β· checked 2026-10-21
For intrastate commercial motor vehicles, there is a combined single limit of $750,000.
Truck Types We Insure in Maine
πSemi-Truck & Tractor-Trailerπ»Dump Truckπ€οΈFlatbed TruckπBox Truck & Straight TruckβοΈRefrigerated Truck (Reefer)π’οΈTanker TruckπTow Truck & Wreckerβ‘Hot Shot TruckπAuto Hauler & Car Carrierπ²Logging Truckπ Moving Truckβ»οΈGarbage & Refuse TruckβοΈSand & Gravel Haulerπ’Intermodal & DrayageπLivestock Haulerβ οΈHazmat Truck
Maine Truck Insurance FAQ
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