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Maryland Truck Insurance

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Hauling containers out of the Port of Baltimore? Maryland's trucking market centers on the Port of Baltimore and the Washington D.C. metro freight corridor. Insurance requirements in Maryland reflect dense urban operations and proximity to major government facilities.

Full Coverage LLC is licensed in Maryland. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.

Maryland Trucking Insurance Requirements

Federal Requirements

Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.

Coverage We Provide in Maryland

Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess

Maryland Trucking Rules That Affect Your Insurance

Federal rules cover trucks that cross state lines. These are Maryland's own rules, read from the state's official pages.

Who regulates in-state trucking
The MVA and State Highway Administration set insurance rules for intrastate for-hire trucks over 26,000 pounds; intrastate passenger carriers need a PSC permit. roads.maryland.gov Β· checked 2026-10-21Intrastate operators of any motor vehicle transporting passengers for hire must secure a permit from the PSC.
USDOT number for in-state trucks
Maryland requires registered trucks over 10,000 pounds to display a USDOT or Maryland intrastate carrier number, except exempt vehicles such as intrastate-only farm trucks. roads.maryland.gov Β· checked 2026-10-21Maryland law requires that every registered truck over 10,000 pounds, truck tractor and bus operated on public roads, unless specifically exempt*, must display either a USDOT Number or a intrastate motor carrier identification number.
Minimum liability for in-state hauling
For-hire intrastate property carriers over 26,000 pounds GVW follow insurance levels consistent with federal FMCSR Part 387. roads.maryland.gov Β· checked 2026-10-21The Motor Vehicle Administration along with the State Highway Administration will adopt regulations for the required levels of insurance consistent with the FMCSR, Part 387.

Maryland Truck Insurance FAQ

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