West Virginia Truck Insurance

West Virginia Trucking Rules That Affect Your Insurance

Federal rules cover trucks that cross state lines. These are West Virginia's own rules, read from the state's official pages.

USDOT number for in-state trucks

FMCSA lists West Virginia among the states that require a USDOT number for trucks that run only inside the state. fmcsa.dot.gov · checked 2026-10-21

Minimum liability for in-state hauling

For-hire vehicles hauling nonhazardous property at 10,000 pounds gross weight or more must carry at least $750,000 liability. code.wvlegislature.gov · checked 2026-10-21Provided, That the amount set by the commission for for-hire vehicles, that haul nonhazardous property with a gross vehicle weight of ten thousand or more pounds, shall be at least $750,000.

How proof of insurance is filed

The Commission prescribes the rules for filing evidence of insurance and security with the Commission. code.wvlegislature.gov · checked 2026-10-21It shall prescribe rules and regulations governing the filing of evidence of insurance and security with the commission.

West Virginia Truck Insurance FAQ