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North Dakota Truck Insurance

North Dakota's trucking industry is driven by agriculture and energy sector freight, particularly in the Bakken oil region. Insurance rates in North Dakota account for extreme winter conditions and remote oilfield operations.

North Dakota Trucking Insurance Requirements

Federal Requirements

All for-hire interstate carriers operating in North Dakota must carry a minimum of $750,000 in liability insurance. Carriers hauling hazardous materials need $1,000,000 to $5,000,000 depending on the commodity. These are federal minimums enforced by the FMCSA.

Coverage We Provide in North Dakota

Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess

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