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North Dakota Truck Insurance

No DOT number yet? Start without one317-427-5599

North Dakota's trucking industry is driven by agriculture and energy sector freight, particularly in the Bakken oil region. Insurance rates in North Dakota account for extreme winter conditions and remote oilfield operations.

Full Coverage LLC is licensed in North Dakota. In business since 2020 Β· BBB A+ (accredited since December 2023) Β· Agency NPN 19601127.

North Dakota Trucking Insurance Requirements

Federal Requirements

Trucks that cross state lines follow the FMCSA minimums: $750,000 liability for general freight, $1,000,000 to $5,000,000 for hazardous materials.

Coverage We Provide in North Dakota

Liability (BIPD)
Cargo Insurance
Physical Damage
General Liability
Workers Compensation
Umbrella / Excess

North Dakota Trucking Rules That Affect Your Insurance

Federal rules cover trucks that cross state lines. These are North Dakota's own rules, read from the state's official pages.

Also worth knowing
North Dakota has its own intrastate hours-of-service law: 12 driving hours after 10 off duty, with an exemption for vehicles under 26,001 pounds. ndlegis.gov Β· checked 2026-10-21

North Dakota Truck Insurance FAQ

Get Truck Insurance in North Dakota

We compare rates from many carriers to find the best coverage for North Dakota trucking companies. Get a free quote today.