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Trucking insurance news, tips, and industry insights.
How Much Does Semi-Truck Insurance Cost in 2026?
One of the most common questions we hear from new and experienced truckers alike is: how much does semi-truck insurance actually cost? The honest answer is that it depends on a wide range of factors — but this guide will give you real numbers, explain what drives the price, and show you how to position [ ]
Read →How to Get Your Trucking Authority in 2026: Step-by-Step Guide
Starting a trucking business is one of the most rewarding moves you can make in the transportation industry — but getting your trucking authority is the critical first step. Without it, you cannot legally operate as a for-hire motor carrier in interstate commerce. This guide walks you through every step of the FMCSA new authority [ ]
Read →How to Find Cheap Commercial Trucking Insurance in 2026
Finding affordable commercial trucking insurance without sacrificing coverage requires understanding what actually drives your premium — and where the real savings opportunities are. Every owner-operator and fleet manager wants to lower their insurance costs, but not all approaches to “cheap” trucking insurance deliver the same results. This guide explains the factors that affect your trucking [ ]
Read →Best Commercial Trucking Insurance Companies 2026
Finding the best commercial trucking insurance company depends entirely on your specific operation — your equipment, what you haul, your driving history, how long you’ve been in business, and your state. There is no single “best” carrier for every trucker. However, there are carriers that consistently perform well across key categories: pricing, coverage breadth, claims [ ]
Read →Simply Business Trucking Insurance Review
Simply Business is a UK-founded online insurance marketplace that has expanded into the U.S. small business insurance market, offering a platform where business owners can compare multiple insurance quotes in one place. For small trucking operations and owner-operators looking for insurance online, Simply Business may appear as a convenient option. However, their platform — like [ ]
Read →Great West Casualty Trucking Insurance Review
Company is one of the most respected specialized trucking insurance carriers in the United States — a name that carries significant weight in the heavy-haul and long-haul trucking community. Unlike generalist carriers that write trucking among dozens of other lines, Great West is a specialist. Everything they do is trucking. That singular focus is both [ ]
Read →Sentry Insurance Trucking Review 2026
Sentry Insurance is a mutual insurance company that has built a meaningful presence in commercial trucking insurance, particularly for small to mid-size fleets. Unlike the household names in trucking coverage, Sentry operates as a true mutual company — meaning it’s owned by its policyholders, not shareholders. This structure influences how they approach claims, pricing, and [ ]
Read →Box Truck & Delivery Driver Insurance: Amazon DSP, FedEx & Last-Mile Operators
Box truck operators and delivery contractors—including Amazon DSP owners, FedEx Ground contractors, and last-mile couriers—need commercial auto insurance. Personal auto policies explicitly exclude commercial use and will deny claims that occur during deliveries. Required coverage typically includes commercial auto liability, cargo/inland marine, workers compensation or occupational accident, and general liability. Total costs range from $2,500/year [ ]
Read →Why Trucking Insurance Rates Are Rising in 2026 (And What You Can Do About It)
Trucking insurance rates are up 15–30% for many operators in 2026, driven by nuclear verdicts, reinsurance hardening, rising repair costs, and increased fraud in cargo claims. Owner-operators can combat higher premiums by shopping multiple carriers, improving their CSA score, installing safety technology, raising deductibles strategically, and working with a specialist broker who has access to [ ]
Read →High CSA Score? Here’s How to Still Get Trucking Insurance
Even with a high CSA score, you can still get trucking insurance—but it will cost significantly more. Most standard carriers decline risks with CSA BASIC scores above 85–90, but specialty carriers and high-risk insurers will write policies for scores up to 100 at surcharges of 30–200%. The key is understanding what drives your score, disputing [ ]
Read →Hotshot Trucking Insurance Under 26,000 lbs: The Non-CDL Guide
Non-CDL hotshot trucking insurance for vehicles under 26,000 GVWR typically costs $1,500–$3,500 annually for basic primary liability, cargo, and physical damage coverage. Exact rates depend on vehicle type, load class, state, driving record, and whether you cross state lines. Non-CDL hotshot operators often pay less than their CDL counterparts, but they face unique underwriting rules [ ]
Read →Can You Get Trucking Insurance with a Bad Driving Record?
Yes, you can get trucking insurance with a bad driving record—but expect higher premiums and a smaller pool of carriers willing to work with you. Most insurers will insure high-risk drivers if you meet their underwriting criteria, though rates typically increase 25–150% depending on violation severity and age. The key is finding the right carrier [ ]
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